Plan Investing

Chicago Blower Corporation Profit Sharing and 401(k) Plans

The Restructured Plan (Effective October 1, 2011) offers two primary investing venues, one with Vanguard Mutual Funds and the other with Charles Schwab & Co.

Within the Vanguard Mutual Funds Venue are two sub-sets of mutual funds: First, a set of 13 "Select" Vanguard funds including both active and passive -managed money market, bond, balanced, and stock -oriented funds that are selected, monitored and replaced as necessary by the Plan's independent investment advisor. And second, the comprehensive sets of Vanguard's Target Retirement and Life Strategy funds. We call this set our "Auto-Balanced" Vanguard Funds Venue.

Each link below provides comprehensive resources of information on the Plan's investment alternatives.

• Schwab Personal Choice Retirement Account "PCRA®" Brokerage Venue
• Vanguard Select Funds Venue
• Auto-Balanced Vanguard Funds Venue

Participants may maintain accounts in either or both the Vanguard and Schwab PCRA® Venues.

October 1, 2011 - Comprehensive Plans Investment Options Restructuring

Chicago Blower Corporation and the Plans' Trustees recently approved a comprehensive restructuring of the Plans' investment options. The reasons behind the decision as well as a detailed description of all aspects of the process are available in the Notice Packet mailed to all Plan partcipants on August 22, 2011. Click here to access the packet in an Acrobat .pdf format. This Notice also contains the Department of Labor -required Blackout Notice and the Qualified Default Investment Alternative Notice. Click here to access a chart in an Acrobat .pdf format comparing asset allocation metrics for new QDIA fund options with other CBC-Plans investing options available under both the old and new investing structures.

Administrative and Investment Management Fees

Chicago Blower Corporation underwrites all administrative, custodial and legal expenses of the Plans except administrtaive fees associated with Plan loans as requested directly by Plan participants. Mutual funds' investment management and operating expenses assessed directly by the mutual funds made available to the Plans' participants are identical to those fees charged to non-Plan shareholders of those same mutual funds. Additionally, all mutual funds made available through the Plans are maintained in the LOWEST COST share classes available to the Plans from each funds' distributor. No mutual fund fees are rebated to Chicago Blower Corporation or to the Plans' Trust to offset any expenses of offering the Plans to CBC participants.

Transfers between Schwab PCRA® and Vanguard Venues

Transfers between the Vanguard and Schwab Venues are processed at your direction in accordance with rules dictated by the Plan Administrator. To move all or a portion of your Plan account balance between the Schwab and Vanguard Investment Venues, compete and submit a Schwab PCRA® to/from Vanguard Venue Transfer Request.